Here are the pros and cons of St. George investment loans, as determined by Home Loan Experts' mortgage brokers: Pros. Cons. Competitive rates. Difficulty in dealing with assessors. Upfront bank valuations available. LMI can be expensive if you borrow over 90% of the property value.. Multiple offset accounts combine the balance of funds held across multiple bank accounts and link to a single home loan to reduce the amount of interest to be charged. One key benefit is that borrowers can spread their funds across multiple offset accounts, which can often be helpful for budgeting. At the same time, the collective total of all.
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42,156. Location: Australia wide. St G used to have an unusual offset account whereby the repayments remained the same but the savings of interest were used to reduce the principal of the loan. They had 2 different versions of the offset. But I have not used them for about a year so am not sure what is current. Terryw.. ING - Solution for "Multiple Offsets". Situation: My wife and I have a split variable / fixed homeloan (roughly 50/50) with an offset tied to it. We have shared expenses being paid for out of the offset, but we'd like to keep our money separate (including credit card ( and would prefer to not to have to maintain spreadsheets or other offline.
